Home Lending Resources
Are You Ready for Home Ownership? Upfront Costs to Be Aware Of
When saving up to buy a home, factor in upfront costs for your down payment - earnest money, closing costs and moving expenses.
Keep ReadingHow to Use a Construction Loan to Build Your Ideal Home
A construction loan can help you finance building a new house, renovation, or additions to your current home. Learn about the loan process here.
Keep ReadingAre You Ready for Home Ownership? Understanding Your Debt-to-Income Ratio
Learn how your debt-to-income ratio impacts your home-buying process and what you can do to improve it.
Keep ReadingHow to Save for Your First Home
Saving for your first home starts with getting pre-qualified for a mortgage. Then you can set your timeline, create a budget & automate your savings.
Keep ReadingAffordable Housing Options Through OneAZ
OneAZ Credit Union assists homebuyers by offering low down payment options and down payment assistance through the WISH Program.
Keep ReadingWhat are Closing Costs and How Much Will I Pay?
Closing costs are fees and expenses you pay when you secure your loan. They can include loan application fees, inspection fees, title fees, taxes and insurance.
Keep ReadingHome Lending Videos
Visit the OneAZ Credit Union YouTube channel for more videos.
Check out more Home Lending articles below.
Mortgage Basics
- Are You Ready for Home Ownership? Upfront Costs to Be Aware Of
- How to Use a Construction Loan to Build Your Ideal Home
- Are You Ready for Home Ownership? Understanding Your Debt-to-Income Ratio
- How to Save for Your First Home
- Affordable Housing Options Through OneAZ
- What are Closing Costs and How Much Will I Pay?
- Building a House vs Buying: Which is Your Best Option?
- Mortgage Pre-Approval Checklist for Arizona
- Pros and Cons of an Adjustable-Rate Mortgage
- 4 Ways to Buy and Sell Your House at the Same Time
- What’s the Difference Between Pre-qualification, Pre-approval and a Mortgage Commitment Letter?
- 7 Questions to Ask Your Mortgage Lender
- What is a Jumbo Mortgage?
- How Much House Can I Afford?
- First Time Homebuyer? Prepare for These 7 Hidden Costs
- What Are My Mortgage Options?
- Do I Need a Real Estate Agent
- Why Should I Get Prequalified for a Home Loan?
- Purchase the Home of Your Dreams with 5 Easy Tips
Refinancing
Home Loan Calculator
APR = Annual Percentage Rate
