Home Lending Resources

Are You Ready for Home Ownership? Upfront Costs to Be Aware Of

When saving up to buy a home, factor in upfront costs for your down payment - earnest money, closing costs and moving expenses.

Keep Reading

How to Use a Construction Loan to Build Your Ideal Home

A construction loan can help you finance building a new house, renovation, or additions to your current home. Learn about the loan process here.

Keep Reading

Are You Ready for Home Ownership? Understanding Your Debt-to-Income Ratio

Learn how your debt-to-income ratio impacts your home-buying process and what you can do to improve it.

Keep Reading

How to Save for Your First Home

Saving for your first home starts with getting pre-qualified for a mortgage. Then you can set your timeline, create a budget & automate your savings.

Keep Reading

Affordable Housing Options Through OneAZ

OneAZ Credit Union assists homebuyers by offering low down payment options and down payment assistance through the WISH Program.

Keep Reading

What are Closing Costs and How Much Will I Pay?

Closing costs are fees and expenses you pay when you secure your loan. They can include loan application fees, inspection fees, title fees, taxes and insurance.

Keep Reading

Home Lending Videos

Visit the OneAZ Credit Union YouTube channel for more videos.

Check out more Home Lending articles below.

Home Loan Calculator

Home Loan Calculator

APR = Annual Percentage Rate

You are leaving oneazcu.com

Yes No