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Auto Loan Calculator

When you’re buying a new car, it’s all about finding the loan that fits your needs. Whether you’re splurging on a speedster or opting for an economy car, your payment shouldn’t break the bank—or your budget. Use this calculator to estimate your monthly auto loan payment, so you can focus on what really matters—picking out your dream car!

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Rates as of June 1, 2024.

APR = Annual Percentage Rate

 

1 APR = Annual Percentage Rate. New Auto Loans are 2023 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Term of up to 48 months; with an APR of 5.69% and estimated monthly payment of $23.35 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.89% and estimated monthly payment of $19.29 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.

 

2 APR = Annual Percentage Rate. Used vehicles must be 15 years old or less to qualify for a loan. Term of up to 48 months; with an APR of 5.89% and estimated monthly payment of $23.44 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 6.09% and estimated monthly payment of $19.38 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.

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