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Dream car, meet dream rates.

Whether you’ll be zooming around the saguaro-dotted deserts of the south or the tree-lined mountains of the north, OneAZ Credit Union can put you in the driver’s seat.

  • New Auto - rates as low as 5.89% APR1 for 48 months

  • New Auto - rates as low as 6.09% APR1 for 60 months

  • No payment for the first 90 days of your loan2

red Tesla outside of OneAZ Credit Union
White Model x in Scottsdale Fashion square Tesla Store

Finance your Model 3, Model S, Model Y or Model X

When it comes to buying a Tesla, you know what you want. You’ve done your research and picked your model. Don't let a rate get in the way!  Pair your sleek new car with the perfect low-rate auto loan from OneAZ Credit Union. Unlike other financial institutions, your Tesla car loan rate will not vary by model. All Tesla models qualify for our same OneAZ low rates. 

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Apply anytime.

We're here for you 24/7. Apply by phone after hours and on weekends.

Call 800.453.9897

Ready to roll?

Start your prequalification for a OneAZ auto loan:

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Complete and submit your online application in minutes.

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Speak with one of our loan professionals
(Mon - Fri, 8 a.m. - 6 p.m.).




Schedule an appointment with a loan officer.


Don't take our word for it.

See why other members chose OneAZ to finance their Tesla.

Steve and his family with their new Tesla.

"Morgan Robel with OneAZCU is phenomenal. We recently purchased a Tesla, which has a unique and lengthy purchasing process (built to order). While many banking institutions won’t finance them, OneAZCU not only did, but did so at the lowest rates and simplest process. Morgan was always extremely punctual and professional to respond to my questions throughout the process. Thank you to Morgan and to OneAZCU for a world class experience in purchasing a car." — Steve H.

Paolo with his Tesla

"The loan through OneAZ went super smooth and flawless. Your rep answered all my questions through email and the phone and you guys had the most competitive APR rate across 4 different credit unions across the valley." — Paolo A.

Matthew with his new Tesla.

"OneAZ has provided me with exceptional rates and amazing customer service unmatched with any other auto loan provider I inquired with. They made it possible to own my dream car and road trip from Phoenix to Portland to Denver without emissions!" — Matthew O.

Steve's wife with the keys to their new Tesla.

"Delivery date for our Model 3 was unexpectedly moved up about a month and I had less than a week to arrange financing. OneAZ and our loan officer Morgan were quick, responsive and had the best rate on financing we could find anywhere. Loan was ready to go when we picked up! Great experience with OneAZ." — Steve G. (& his wife)

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Make the switch to OneAZ.

Move your money to OneAZ in three simple steps.

Learn More


1 APR = Annual Percentage Rate. New Auto Loans are 2023 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Term of up to 48 months; with an APR of 5.69% and estimated monthly payment of $23.35 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.89% and estimated monthly payment of $19.29 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.


2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans, Credit Flex, or Indirect loans.

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